Last modified: 6 July 2015 (“PSIO”) is a form of online password management service. Please read this Agreement carefully before clicking accept. By accessing or using any part of the App, you agree to become bound by the terms and conditions of this agreement. If you do not agree to all the terms and conditions of this agreement, then you may not access the App or use any services we provide.

1 Liability

1.1 Your data is not stored on PSIO servers and we will not be liable to you for any losses you suffer or costs you incur because:

(a) your data is accessed by unauthorised persons or stolen;

(b) you are unable to access or use this app for any reason or there is a delay in its use;

(c) any device, hardware or software you use in connection with this App is damaged or corrupted or fails to work;

(d) the App does not work as you expect, does not meet your requirements or contains errors or defects or we fail to correct these;

(e) there is a reduced level or failure to provide any service caused by any third party service providers including software providers and mobile operators;

(f) your data becomes inaccessible or corrupted or you delete your data from the App

2 Use of the PSIO

2.1 PSIO is a form of password manager. This means that provisions of the General Terms relating to online password management apply to its operation.

2.2 In addition, you must:

(a) use a strong password to protect unauthorised access to your cloud service provider

(b) use two-factor authentication to protect unauthorised access to your cloud service provider

(c) You must be aged 18 or over or be supervised by a parent or guardian

(d) not use the App over an untrusted or insecure network

(e) not download the PSIO app from anywhere other than a store approved by us or install or use it on a jail-broken or rooted device

(f) not use PSIO or the app in any unlawful manner, for any unlawful purpose, or in any manner inconsistent with the agreement, or act fraudulently or maliciously –for example by hacking into or inserting malicious code into the PSIO app or iOS, Android, Microsoft or other operating systems

(g) not upload, store or share inappropriate or illegal images or content that breaches the rights of others

(h) not attempt to derive income from the use or provision of PSIO, whether for direct commercial or monetary gain or otherwise

(i) not use PSIO in a way that could damage disable, overburden, impair or compromise PSIO systems or security or interfere with other users; and

(j) not collect or harvest any information or data from PSIO or our systems or attempt to decipher any transmissions to or from the servers running PSIO

2.3 The PSIO app may use or include third party software and copyrighted material or may be subject to third party or other open source license.

3 Security

3.1 Because PSIO gives you access to your managed passwords, you must keep your mobile device secure and close the PSIO app if you’re not using it.

3.2 If you suspect that someone else knows your passcode or other security details you must revoke access to the App and change your password for your cloud service provider (see help section of the App for more details). If you fail to do so, you may be liable for any unauthorised access to your information which are a result of your security details becoming known to someone else.

4 Contacting you

4.1 We won’t ever contact you to request your security details and won’t ask anyone else to do so on our behalf. If you receive such a request then it is likely to be fraudulent and you must not supply your security details in any circumstances. You should report any such activity to your email provider or other communications provider.

5 Changes to PSIO Terms and Conditions

5.1 We can change the terms and conditions at any time in accordance with your General Terms by notifying you of a change when you next start the application or log onto our website. The new terms may be displayed on-screen and you may be required to read and accept them to continue your use of PSIO.

5.2 From time to time updates to the app may be issued via the Apple App Store, Google Play or other application stores the app is available from. Depending on the update, you may not be able to use PSIO until you have downloaded the latest version of the app and accepted any new terms.

6 Indemnification

6.1 You agree to indemnify, defend and hold harmless PSIO, our parents, subsidiaries, affiliates, officers, directors, co-branders and other partners, employees, consultants and agents, from and against any and all third-party claims, liabilities, damages, losses, costs, expenses, fees (including reasonable attorneys' fees and court costs) that such parties may incur as a result of or arising from:

(a) your use of the App or any Services;

(b) any of your Stored Data;

(c) your violation of these Terms of Service;

(d) your violation of any rights of any other person or entity

Contact us

We encourage you to continue to pass along any new recommendations, requests or bug reports.